Family money, couples and who can sign
Aged care rarely affects just one person. A partner may stay at home while the other moves into care. A son or daughter may help pay. Somebody may need to sign papers when a parent can't. These guides cover how couples are assessed, and what happens when family money goes towards a lump sum. They explain how and when a lump sum is refunded, including after a death. They also look at powers of attorney and help for families with little money. Many of these questions turn on legal or family details, so the guides point to where proper help is available.
When one partner moves into care and the other stays home
When one partner moves into care and the other stays home, the home is usually protected, the couple's other money is split in half, and the pension may change.
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When a family member pays the lump sum: getting it back, probate and fairness
When a child pays some or all of a parent's room deposit, the refund goes to the parent or their estate, not the child. Why, and how probate affects the refund.
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How and when the lump sum is refunded, and what can be deducted
A room deposit is refunded when your parent leaves the home or dies, less retention and agreed deductions. The timing, the interest, and what protects the refund.
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Signing for a parent: powers of attorney and capacity
Who can sign aged care agreements and forms for a parent, the difference between helping and deciding, and what to do if nobody has a power of attorney.
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When there isn't enough money: help with fees and a room without a deposit
A parent with little more than the Age Pension can still get a room without a deposit. How government help for low means and financial hardship help work.
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